Efficiently Managing Your Grocery Budget

Out of the many regular expenses that are deducted from your bank account, groceries is usually one that can make a pretty large dent.  Whether you’re a single adult with a minimal grocery list, or a large family on a tight budget, planning a grocery trip to make it financially efficient is a smart way to cut down on your costs and reduce the possibility of overspending. Depending on your food shopping frequency, you can easily create a plan to manage how much you spend, whether its weekly, bi-weekly or on a month to month basis.  Here are some simple tips for controlling a weekly food budget.

Look At the Supermarket Advertisements

Many supermarkets have online advertisements, and with careful planning, it is possible to shop for the best deals each week. When your supermarket of choice is offering items on sale, go through and see which ones you need for your household.  If the sale is more than just a few cents off, say a buy one get one free, take advantage of it. If it’s a regular item in your home, you’ll most benefit from buying more than one. Make sure to buy foods that won’t spoil so that the budget isn’t wasted on rotten fruits or vegetables.

Store Rewards Programs

Find out if your supermarket has a “shoppers card” or rewards program.  Patrons who hold shoppers card, or are rewards members are often able to obtain items on sale that are exclusive to cardholders.  Rewards programs at your local supermarket are often free to sign up and provide you with discounts, points systems, and helpful coupons.

Have Weekly Menu Plans

Planning out your shopping trip is essential if you’re looking to stay within budget.  Before you make your way to the store, take a look at the advertisements, and try to plan out things like breakfast, lunches, and dinners.  Doing this can ultimately prevent impulse shopping, and keep you on track to buying only what you need.   

.

.

To continue reading please visit sylvesterknox.net

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s